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Loans from the Bank's own funds
Loans from the Bank's own funds
Loans through the open line "Revolver"
Purpose of loan: | Replenishment of working capital |
Potentioal borrower: | All small businesses (private entrepreneurs, micro firms, small businesses, etc.), who have at least 6 months of business experience. |
Individual entrepreneurs, farmers farms that do not have the status of a legal entity. | |
Currency of the loan: | National currency – UZS. |
Amount of loan: | Up to 5 000 000 000 UZS |
1. According to the general agreement of the short-term credit line "Revolver" for replenishment of circulating assets of retail enterprises is issued for a period of up to 60 months with the condition of a full refund every 12 months; 2. According to the general agreement of the credit line for replenishment of current assets for other purposes, except for retail trade, it is issued for a period of up to 60 months, with the condition of a full refund every 18 months. |
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Forms of the loan: | In non-cash form. |
Interest rate on the loan: | It is installed on a contractual basis. |
Form of loan repayment: | Differentiated or other forms depending on the project. |
Securing the loan: | Movable property; |
Real estate; | |
Equipment; | |
Deposits; | |
Guarantee of the Bank or insurance policy; | |
Guarantees of third parties; | |
Other liquid assets are not inconsistent with the current legislation. | |
List of necessary documents for obtaining a loan: | 1. For individual entrepreneurs: |
- Copy of the certificate of entrepreneurial activity; | |
- A document confirming the identity of the borrower - a copy of the passport; | |
- Business plan with mandatory indication of the purpose, term and amount of the loan, forecast cash flow; | |
- Documents related to security; | |
- Other documents as required by the bank. | |
2. For small businesses with the formation of a legal entity: - Copy of the articles of association of the enterprise and constituent documents; - A copy of the certificate of a legal entity registered by local authorities; - Licenses for activities confirming the right to engage in the type of activity if the activity is included in the list of those requiring special licenses and a certificate of conformity and a standard for the products (a copy certified by a seal); - Financial statements submitted to the State Tax Inspectorate for the last reporting period in the following composition: balance sheet - form number 1, financial results report - form number 2. Decoding of receivables and payables, decoding of the movement of fixed assets; - Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast; - Documents related to security; - Other documents as required by the bank. |
Loans to small businesses at the expense of the Bank's own funds
Purpose of loan: | Replenishment of working capital, construction, acquisition of fixed assets, implementation of customs payments and other purposes to small business entities; |
Potential borrower: | Small enterprise, microfirma, dekhkan farm, farm, family enterprises and individual entrepreneurs |
Currency of the loan: | National currence – UZS. |
Amount of loan: | Depends on the financial condition of the potential borrower, the volume of his business and the source of loan repayment |
To replenish working capital - up to 18 months; | |
To purchase fixed assets - up to 60 months. | |
Preferential period: | For loans issued for replenishment of working capital up to 6 months. |
Loans issued for other purposes for up to 12 months. | |
Forms of the loan: | In non-cash form. |
Interest rate of the loan: | It is installed on a contractual basis. |
Forms of loan repayment: | Differential, annuity (equal payments) or other forms depending on the project. |
Securing the loan: | Movable property; |
Real estate; | |
Equipment; | |
Deposite; | |
Guarantee of the Bank or insurance policy | |
Guarantees of third parties | |
Other liquid assets are not inconsistent with the current legislation. | |
List of necessary documents for obtaining a loan: | 1. For individual entrepreneurs: |
- Copy of the certificate of entrepreneurial activity; | |
- Document confirming the identity of the borrower - a copy of the passport; | |
- Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast; | |
- Documents related to security; | |
- Other documents as required by the bank. | |
2. For small businesses with the formation of a legal entity: - Copy of the articles of association of the enterprise and constituent documents; - A copy of the certificate of a legal entity registered by local authorities; - Licenses for activities confirming the right to engage in the type of activity if the activity is included in the list of those requiring special licenses and a certificate of conformity and a standard for the products (a copy certified by a seal); - Financial statements submitted to the State Tax Inspectorate for the last reporting period in the following composition: balance sheet - form number 1, financial results report - form number 2. Decoding of receivables and payables, decoding of the movement of fixed assets; - Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast; - Documents related to security; - Other documents that required by the bank. |
Last update date: 02.03.2020
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