Loan for the purchase of vehicles "Avto-Ehtiyoj 2"

Loan for the purchase of vehicles "Avto-Ehtiyoj 2"

 

Potential borrower - a legal entity or an individual entrepreneur who services on the main deposit account on demand at the Bank's branches;
- availability of a profitable business;
- availability of a positive credit history (in case of a loan);
- the term of work and official registration of business is not less than 6 months;
- enterprises that operate unprofitable, have an illiquid balance sheet, are not liable to credit;
Object of Loan Acquisition of a new vehicle manufactured in Uzbekistan through official dealers for the own needs of legal entities and business entities + costs for clearance and insurance payments
Form of providing Loan By transferring funds:
-  to the settlement account of the organization realizing the real estate;
- to the deposit account of an individual realizing real estate;
Maximum amount Depends on the financial condition of the potential borrower, the volume of his business and the source of loan repayment
Currency of Loan National currency of Uzbekistan - UZS
Loan terms up to 48 months
Exemption period Not more than 3 months
Interest rate 19% per annum 20% per annum
Deposite 25% of the loan amount up to 10% of the loan amount
Interest rate on the deposit 0.1% of the loan amount
Guarantee security 125% of the Loan Amount;
- motor vehicles, the release date of which is not more than 10 years from the date of issue on the day of the opening of financing;
- other types of liquid assets.
Special conditions - A security deposit, in the form of a placed deposit, is sent for a full repayment of the principal debt and interest thereon in the last month, according to the approved repayment schedule;
Loan repayment form - form of loan repayment: differentiated;
- погашение процентов по кредиту – ежемесячно, проценты начисляются на фактический остаток задолженности по кредиту;
- repayment of the principal debt - monthly equal payments or set an individual schedule in accordance with the peculiarities of the financial and economic activities of the potential borrower.
Loan granting procedure Loan is provided in due course after:
1) Conclusion of the agreement, formation of a security deposit at the expense of the Client's own funds on the corresponding balance sheet account;
2) Conclusion and submission to the Bank of a notarial pledge agreement, an insurance contract for the crediting period, as well as an insurance policy with a paid insurance premium for the whole period of the loan;
Procedure for the implementation of the loan product Carried out in accordance with the Credit Policy of the Bank, the Provision of Corporate Lending, other local acts of the bank in the field of lending and the current legislation of Uzbekistan. 
Loan repayment form  - form of loan repayment: differentiated;
- repayment of interest on a loan, monthly, interest is charged on the actual balance of the loan debt;
- repayment of the principal debt - monthly equal payments or set an individual schedule in accordance with the peculiarities of the financial and economic activities of the potential borrower.
Order for implementation of Loan Loan is provided in due course after:
1) Conclusion of the agreement, formation of a security deposit at the expense of the Client's own funds on the corresponding balance sheet account;
2) Conclusion and submission to the Bank of a notarial pledge agreement, an insurance contract for the crediting period, as well as an insurance policy with a paid insurance premium for the whole period of the loan;
Procedure for implementation of the loan product Carried out in accordance with the Credit Policy of the Bank, the Provision of Corporate Lending, other local acts of the bank in the field of lending and the current legislation of Uzbekistan. 

 


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