Loans through the open line

Loans through the open line «Revolver»

 

Purpose of the Loan:

Replenishment of working capital

Potential borrower:

 

All small businesses (private entrepreneurs, micro firms, small businesses, etc.), who have at least 6 months of business experience.

Individual entrepreneurs, dekhkan farms that do not have the status of a legal entity. Loans through the open line "Revolver"

Валюта кредита:

National Currency - UZS.

 

According to the general agreement of the short-term credit line "Revolver" for replenishment of circulating assets of retail enterprises is issued for a period of up to 60 months with the condition of a full refund every 12 months;

According to the general agreement of the credit line for replenishment of circulating assets for other purposes, except for retail trade, it is issued for a period of up to 60 months, with the condition of a full return every 18 months.

Form of providing the Loan:

In non-cash form.

Interest rate on the loan:

Established on a contractual basis.

Loan repayment form:

Differentiated or other forms depending on the project.

Provision of the Loan:

Movable property;

Real estate;

Equipment;

Deposit;

Guarantee of the Bank or insurance policy;

Guarantees of third parties;

Other liquid assets that do not contradict the current legislation.

List of necessary documents for obtaining a loan:

1. For individual entrepreneurs:

- Copy of the certificate of entrepreneurial activity;

- Document confirming the identity of the borrower - a copy of the passport;

- Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast;

- Documents related to security;

- Other documents as required by the bank.

2. For small businesses with the formation of a legal entity:

Copy of the articles of association of the enterprise and constituent documents;

A copy of the certificate of a legal entity registered by local authorities;

Licenses for carrying out activities confirming the right to engage in the type of activity if the activity is included in the list of those requiring special licenses and a certificate of compliance and a standard for the products (a copy certified by the seal);

Financial reporting submitted to the State Tax Inspectorate for the last reporting period in the following composition: balance sheet - form number 1, report on financial results - form number 2. Decoding of receivables and payables, decoding of the movement of fixed assets;

Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast;

Documents related to security;

Other documents as required by the bank


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