Loans through the open line
Loans through the open line «Revolver»
Purpose of the Loan: |
Replenishment of working capital |
Potential borrower:
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All small businesses (private entrepreneurs, micro firms, small businesses, etc.), who have at least 6 months of business experience. |
Individual entrepreneurs, dekhkan farms that do not have the status of a legal entity. Loans through the open line "Revolver" |
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Валюта кредита: |
National Currency - UZS. |
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According to the general agreement of the short-term credit line "Revolver" for replenishment of circulating assets of retail enterprises is issued for a period of up to 60 months with the condition of a full refund every 12 months; According to the general agreement of the credit line for replenishment of circulating assets for other purposes, except for retail trade, it is issued for a period of up to 60 months, with the condition of a full return every 18 months. |
Form of providing the Loan: |
In non-cash form. |
Interest rate on the loan: |
Established on a contractual basis. |
Loan repayment form: |
Differentiated or other forms depending on the project. |
Provision of the Loan: |
Movable property; |
Real estate; |
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Equipment; |
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Deposit; |
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Guarantee of the Bank or insurance policy; |
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Guarantees of third parties; |
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Other liquid assets that do not contradict the current legislation. |
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List of necessary documents for obtaining a loan: |
1. For individual entrepreneurs: |
- Copy of the certificate of entrepreneurial activity; |
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- Document confirming the identity of the borrower - a copy of the passport; |
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- Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast; |
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- Documents related to security; |
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- Other documents as required by the bank. |
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2. For small businesses with the formation of a legal entity: |
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Copy of the articles of association of the enterprise and constituent documents; |
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A copy of the certificate of a legal entity registered by local authorities; |
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Licenses for carrying out activities confirming the right to engage in the type of activity if the activity is included in the list of those requiring special licenses and a certificate of compliance and a standard for the products (a copy certified by the seal); |
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Financial reporting submitted to the State Tax Inspectorate for the last reporting period in the following composition: balance sheet - form number 1, report on financial results - form number 2. Decoding of receivables and payables, decoding of the movement of fixed assets; |
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Business plan with mandatory indication of the purpose, term and amount of the loan, cash flow forecast; |
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Documents related to security; |
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Other documents as required by the bank |