Not required

Interest rate 26% to 27% • With self-employed status and official income: 26% • Based only on self-employed status: 27%

Up to 300 million UZS (The total amount of loans under a single collateral must not exceed 500 million UZS)

Up to 60 months

Conducting entrepreneurial activity or developing an existing business

By transfer to a deposit account or plastic card opened at "Davr Bank" (non-cash form).

Through "Davr Bank" branches or BSCs (Bank Services Centers)

Differential or Annuity (On the 2nd day of each month)

Real estate: • Residential and/or non-residential premises in buildings with at least 4 floors (in Zarafshan and Termez cities - newly built buildings with at least 3 floors); • Modern private houses or cottages; • Non-residential real estate (subject to review by the Head Office). Property is accepted as collateral at a maximum of 70% of its market value. Co-borrowers under a single collateral must not be close relatives.

Borrower requirements • Status: Citizen of the Republic of Uzbekistan registered as self-employed (with permanent registration); • Age limit: At least 20 years old at the time of application, max. 65 years old for men and 60 years old for women by the end of the loan term; • Credit history: Credit scoring (KATM) score must be at least 200; • Debt burden: Max. 50% relative to income (after taxes).