Loan Purpose
Loan Purpose For purchasing new KIA, CHERY, HAVAL, CHANGAN vehicles from the primary market (official dealerships).
Official Dealers
"ROODELL" LLC, "CHANGAN AUTO DISTRIBUTION" LLC, "GREAT WALL MOTORS DISTRIBUTION" LLC.
Maximum Amount
Up to 500 million UZS (not exceeding the amount specified in the car dealership agreement).
Loan Term
From 15 to 60 months
Down Payment
From 25% to 70%
Annual Interest Rate
Up 0% to 20% (Based on down payment)
Repayment Method
Differentiated or Annuity method, due by the 2nd day of each month.
Disbursement Form
The approved auto loan funds are transferred to the car dealership's bank account based on the agreement.
Client Age
Client Age At least 20 years old at the time of application. At maturity: up to 65 years old for men, and 60 years old for women.
Income Requirement
Income Requirement Citizens of Uzbekistan with official income or Self-employed individuals (with/without formal income proof). (Guarantor options are available if income is insufficient).
Debt-to-Income (DTI)
Debt-to-Income (DTI) Monthly loan payments must not exceed 50% of the client's net monthly income.
Credit History
CRIA (scoring) score must be no less than 200.
Collateral (Pledge)
* The purchased vehicle itself acts as collateral.
* The collateral value must be at least 134% of the remaining loan balance, but not exceed 100% of the vehicle contract price.
* Compulsory auto insurance (Carco) is required for the duration of the loan.