Down payment
From 25% (Depending on the vehicle type and price)
Interest rate
27% (Annual)
Loan term
Up to 60 months (5 years)
Documents
Passport (ID card), proof of income documents, or a special questionnaire for individuals without an official income.
Loan purpose
Purchase of passenger cars (petrol, gas, electric, hybrid) from the secondary market, manufactured in Uzbekistan and abroad.
Vehicle requirements
Vehicles in good technical condition, manufactured no more than 24 months ago, with a mileage of no more than 30,000 km.
Loan amount & down payment (Petrol/Gas)
• Up to 300 mln UZS – 25% down payment
• 301 – 350 mln UZS – 30% down payment
• 351 – 450 mln UZS – 40% down payment
• 451 mln UZS and above – 50% down payment
Loan amount & down payment (EV/Hybrid)
• Up to 300 mln UZS – 35% down payment
• 301 – 350 mln UZS – 40% down payment
• 351 – 450 mln UZS – 50% down payment
• 451 mln UZS and above – 55% down payment
Borrower requirements
• Age: from 20 years old, up to 65 for men, up to 60 for women.
• Debt burden: must not exceed 50% of income.
• Credit history: CBM (KATM) score of at least 200 points.
Form of loan allocation
Payment for the purchased car is made by transferring funds from the borrower's loan account to the settlement account (or plastic card) of the seller-dealer or individual.
Repayment type
By the 2nd day of each month using the differential or annuity method.